When to Buy Used Cars with Bad Credit Auto Loans

A recent report from Kelley Blue Book suggests that buyers hoping to finance a used car with no credit auto loans should think about doing it sooner rather than later this year Who we trust Credit-challenged applicants looking to finance a bad credit car this year should be aware of the latest report from the [...]

Chapter 13 Bankruptcy Petition – An Interest Free Payment Plan With Bonuses

There are a lot of debtors using services designed to bring all of their debts together into a single payment. The problem with these services is the cost – you are often extending the period of all monies owed, and paying a higher interest rate. Sure, the monthly payment plan is lower, but the final [...]

Fact’s about the FACT Act

The FACT act is short for the Fair and Accurate Credit Transactions act. Its a mouthful, I know, but what does it mean, and why should you care about it? Good questions, and honestly its important and I wish more people knew about it and more importantly used it!  In a nutshell the FACT act [...]

Mortgage arrears are down

According to Fitch Ratings, mortgage arrears in Australia had declined midway through the year as interest rates on home loans especially fixed rate home loans began to come down. Figures released to the market yesterday show that mortgage arrears were down to 1.42% of all home loans in September, after being recorded in May this [...]

Becoming a Credit Watchdog during Bad Credit Auto Loans

It is important to monitor your credit during no credit auto loans Your credit repair When youre financing with a problem credit auto loan its always a good idea to keep track of your credit repair efforts. Quite often weve seen how this can help as weve been involved in bad credit car sales for [...]

You Must File Your Tax Returns Before Filing For Bankruptcy

There is one area of an individual’s finances that really peeves bankruptcy lawyers, and that’s their taxation returns. You can only file for a Chapter 7 petition for bankruptcy if your tax returns are all up to date. It’s not unusual for a bankruptcy attorney to send a client to the local tax office as [...]

What to do if your wallet gets lost or stolen!

First think you will want to do is to start monitoring your credit with our credit monitoring services, you will want to watch for fraudulent activity for at least 90 days.  Our credit monitoring will monitor all 3 of your credit reports for you, and it will send you an alert via, text, email, mail, [...]

Mortgage Arrears come down

Mortgage arrears levels continue to show improvement as people are paying down their debts and limiting their spending. According to the latest arrears report from Standard & Poor’s, home loans underlying Australian prime residential mortgage-backed securities (RMBS) that are greater than 30 days in arrears fell to 1.69 per cent in June 2011 from 1.81 [...]

Finance and Insurance Products for Bad Credit Auto Loans

The back end products you can ignore when financing with terrible credit auto loans Our take on things Although many customers are getting smarter, there are still some that become confused when they sit down with the finance manager to discuss their approved auto loans. We know because weve been involved with bad credit auto [...]