Credit Monitoring

It is certainly no secret that people in this country have been hit hard by the waning economy. The defunct housing market, banks crying for government bailouts, companies outsourcing overseas, free trade agreements, it all trickled right down in the end to the consumer, the everyday guy or gal that just knew his or job [...]

Mortgage Stress is on the Rise

Industry experts are expecting to see more and more people being caught up in mortgage stress and home loan repayments that they can simply not afford. Recent statistics suggest that the number of borrowers whose home loans are in arrears by more than 30 days grew by 1.57% of the overall mortgage market during the [...]

Overseas Money Transfers Made Easy

Investing money in a foreign property can never be this easy. With institutes that devise strategies to fool proof a business for fluctuations in exchange rates, buying property in foreign locations has become easier. With an online account and a personal account manager in case of more transactions, one should be able to transfer money [...]

Who Tells Creditors You Are Bankrupt?

Not being able to pay bills is one thing, but filing for bankruptcy is another. Many people find it difficult to file for bankruptcy, even though they are up to their eye-balls in debt. Some debtors hide from creditors, some even reaching a point where they are too afraid to open a door or answer [...]

5 Myths That Could Damage Your Credit Score

  Myth #1: Marrying someone with bad credit will ruin my score too Now before you dash the hopes and dreams of the person you love, take a second to think about this one. Even the strictest of agencies wouldn’t impose someone’s bad credit on you just for marrying them, so you can go ahead [...]

What to Know Before Cosigning for Approved Auto Loans

Be aware of what you could be responsible for especially if the borrower has poor credit Before signing Before you cosign for any loan, but especially one in which the borrower is credit-challenged, you should know what your liabilities could be. We are familiar with what these responsibilities are because for over a decade here [...]

Should I Sell My Vehicle or Get a Car Title Loan?

Next time you look at your vehicle, visualize a pile of cash. Sure, it’s really a hunk of metal and other materials, but your vehicle can be used as a source of cash when you need it. How can you get cash from your vehicle? There are 2 main ways to do so: sell it [...]

Unhappy With Your Current Credit Card? Make Changes

Ok so only you will know if you are in good standing with your card company, have you paid your bills on time? Are you not maxed out on your credit? This matters because it shows the company that you do not need them. Think of it as a game of poker, no matter where [...]

Tips on Service Contracts for No Credit Auto Loans

The Service Contract Industry Council offers tips on purchasing an extended auto warranty for any car loan including terrible credit auto loans Answering your questions People with bad credit sometimes ask us about auto service contracts they can get from dealers that specialize in bad credit auto sales. We can usually help them out with [...]