Credit cards for excellent credit are for people who have a high credit score. This usually means that these individuals can get best credit card offers if all the payments are made on time for their existing credit products, they have not gone bankrupt or have judgments against them, and they generally manage their financial [...]
Tags: best credit card offers
Posted January 19, 2012 by admin under Credit Report
If you are thinking of buying a house in the next few months or in the coming year, a very important factor that can improve your chances for mortgage qualification is your rental history. In other words, whether or not you pay your house rents on time could actually affect your chances of getting a [...]
Tags: History, Rental History
Posted January 16, 2012 by Brayden Laura under Credit Report
There are a number of leading credit cards having rewards available in the market. When talking about the rewards, a large number of the cards have become associated themselves with vendors together with other businesses. Once you get your goods from the institution or retailer which is involved themselves with your card, you then get [...]
Tags: Credit Cards, Rewards
Posted January 9, 2012 by Brayden Laura under Credit Report
The number of consumer bankruptcy filings have fallen in the United States in 2011 compared to 2010. According to the American Bankruptcy Institute, the number of consumer bankruptcy has fallen 17 percent from 130, 329 to 108,517. This number is also down 10 percent from where they were at the start of the year. The [...]
Tags: Bankruptcy Filings, Consumer Bankruptcy, Consumer Bankruptcy Filings, Filings
Posted January 1, 2012 by Brayden Laura under Credit Report
US Representative Heath Shuler had earlier this month introduced the Medical Debt Responsibility Act of 2011. As per the requirements of the bill, credit bureaus such as Experian, Equifax, and TransUnion had to remove settled or paid medical collection item up to $2,500 for every collection, out of the credit reports. When unpaid medical bills [...]
Tags: Debt, Medical Debt
Posted December 6, 2011 by Brayden Laura under Credit Report
ADHD stands for attention deficit hyperactivity disorder and it is a chronic condition that can have a great impact on a child if a child does not get help, or if the right ADHD treatment is not prescribed. Some of the most common symptoms of ADHD are impulsivity, inappropriate behavior, and hyperactivity. These children have [...]
Tags: Adhd, Adhd Treatments
Posted November 30, 2011 by Brayden Laura under Credit Report
One option is debt negotiation, also called debt settlement or credit settlement, and this is a process where the debtor and creditor discuss what a debtor owes and come to an agreement that reduces the debt and covers the payment in full. The consumer makes monthly payments and the goal is that the creditor agrees [...]
Tags: Debt, Debt Negotiation
Posted November 24, 2011 by Brayden Laura under Credit Report
“What the heck?” That’s what I said to Tyler, a good friend of mine, who called me the other day after being turned down for a loan. He explained that his score is in the low 600s. “Why haven’t you taken the 14-Day Credit Challenge?” I asked him. Tyler and I have known each other [...]
Posted November 18, 2011 by Brayden Laura under Credit Report
Credit reports contain the entire credit history of an individual. But unfair credit reporting is something that is likely to get you into trouble in the future. For instance, if you want to purchase a new car in 2017, and you apply for mortgage, you may hit some roadblocks due to something that is mentioned [...]
Tags: Credit Reporting, Reporting, Unfair Credit, Unfair Credit Reporting
Posted November 8, 2011 by Brayden Laura under Credit Report