The Free Credit Report Scam

Every customer has the power to get a free credit report once each year as per the federal laws. However seeing as that federal law has approved there has been nothing except puzzlement. The various websites that use to say that they are recommending this so called free credit report are actually asking us to [...]

And the Beat Goes On…. – Bad Faith Claims Handling is Not Just Recent Behavior

The battle between policyholders and their insurance companies has been going on for many, many years. The 1972 case of Hanover Insurance Company v. Hallford is a finding of bad faith arising from a windstorm claim. In the underlying lawsuit, Mr. Hallford filed an insurance claim with his carrier, Hanover Insurance Company, for windstorm damage [...]

Older Getting Richer while Younger Get Poorer

A recently conducted survey from The Pew Research Center has indicated that while most families are struggling financially in the current economic climate, young families are bearing the most hardship. The study revealed that where a senior citizen was the head of the household, the familys overall wealth is on average 42 percent greater than [...]

AdvanceStart.com Helping to Find the Best Secured Loan Offered by UK Companies

AdvanceStart.com is offering a free service helping visitors to find the best secured loan offered by UK companies. A professional service helps advice on how to choose a loan wisely, comparing over 200 loan plans with no obligation. Secured loans are a type of loan where the borrower secures the loan against their home, or [...]

The Downside Of Facebook: Facebook Envy

Facebook is a great tool to keep up with family and friends, share pictures of your kids, ask for advice, keep others posted about what is happening in your life and learn what is happening in other people’s lives.  I have some friends from college that I don’t talk to regularly, but I know what [...]

Canada drops to #24 on World Bank “Access to Credit” list

Once a year, The World Bank tackles the issue of the ease of doing business in various countries across the globe. Canada ranked #3 for Starting a Business in 2012, behind New Zealand and Australia ; thats the good news. Overall, Canada ranked #13 for ease of doing business, falling one notch versus last years [...]

Florida Court Distinguishes Its Ruling From A Few Months Ago And Orders FIGA To Pay Attorney’s Fees

Just last week, Florida’s Fourth District Court of Appeals held that the Florida Insurance Guaranty Association (“FIGA”) wrongly denied a policyholder’s claim and was obligated to pay attorney’s fees and costs. In Rahabi v. FIGA, the appellate court distinguished the holding from its earlier case, FIGA v. Ehrlich, which was just decided in May of [...]

Making The Most of Private Mortgage Insurance

New statistics suggest that consumers are taking advantage of Private Mortgage Insurance to help them purchase better quality housing without putting down large sums of money. Private Mortgage Insurance (PCI) is specialized insurance which is required by lenders on mortgages which are for more than 80 percent of the properties value. When a homeowner is [...]

Check ‘n Go Releases APR Comparison Video

Check n Go, a leading payday loan provider, released a video called Payday Loan APR: Myths vs. Reality in April 2009. As Michael Cammon, Vice President of e-Business for Check n Go Financial explains, Check n Go created this video because of common misperceptions regarding payday loans and APRs. We want to help consumers understand [...]