Southern Montana Electric Generation and Transmission files for bankruptcy

Southern Montana Electric Generation and Transmission filed for bankruptcy Friday afternoon citing that they had a serious cash flow issue. A board meeting took place on Friday when multiple board members allegedly walked out because the board protested to seat a new representative. The members that were protested at the meeting said that they did [...]

The Hour Factor: A Financial Tip for Personal Growth and Development

One of my favorite parts of the 14-Day Credit Challenge is the “buried treasures” lesson because it gives students an opportunity to have massive personal growth and development. You see, when I teach people how to find their buried treasures, I also give them a financial tip about changing their mindset. After all, finding money [...]

Watch out for free credit reports and credit scores – they aren’t really free

Although there are a number of websites that advertise that you can check your credit report or get your credit scores for free, you must watch out. There is a catch here and even though they mention the word ‘free’ these reports actually cost money. You may take a look at some of these websites [...]

Things you need to know about Roth IRA

Every individual who values life, values his savings too. Every soul of the modern world wants to provide him with the most beneficial retirement arrangement. The retirement plan which is being widely appreciated currently is Roth IRA. However, it is important to know its clauses before determining its suitability for you and all such related [...]

How Your Credit Report Can Help YOU

How would you like to get your hands on some of the most powerful credit building tools in existence today? And what if you could get those tools for free? If this piqued your interest, read on! Most consumers sigh with dread when they think about their credit reports. And why not? Credit reports lead [...]

Philadelphia Orchestra’s Bankruptcy Bills Grow by $750K

New legal and professional bills submitted for court approval adds $750,000 to the Philadelphia Orchestra Association bankruptcy tab. According to U.S. Bankruptcy Court documents,  the orchestra’s Chapter 11 proceeding had produced $2.4 million in expenses and fees to outside forms and consultants by the end of June. With months remaining in the Chapter 11 process, [...]

Credit reports and their impact on credit scores

Everyone knows the importance of their credit reports but people tend to only focus on the credit scores and don’t realize the impact that the credit reports can have. In some instances, it may be difficult to separate out the credit score from the credit report. But, these are two major sources of information for [...]

Do you want a Google+ invitation?

Did you hear that Facebook’s rival is in town? As Im sure some of you know, Google released a new social media site called Google+. If you haven’t received an invitation to join Google+, please let me know! The site is invite- only and it’s amazing! Where Facebook lacks, Google+ takes off. For instance … [...]

Remortgages 101: What to Do and Prepare for the Appraiser

Before taking out a refinance proprty loan, you should first have your property appraised to determine its market value. Here are some things that you could do or prepare for the appraiser so that the valuation process can be done as quickly and as efficiently as possible. 1. Make sure to have a copy of [...]