What’s Not in a Fico Score?

If you didn’t already know, there are five main factors that determine a Fico score. They include: – Payment history – Amounts owed – Length of credit history – New credit – Types of credit Now that we know what’s in a Fico score, let’s find out more about “what’s NOT in a Fico score.” [...]

Don’t Fall for these Credit Score Myths

If you’re rebuilding your finances after a personal bankruptcy filing, you’re probably aware of the important role your credit score plays in your overall financial health. But there is plenty of unreliable information out there about what a credit score is and how it works – to make sure you’re taking the right steps toward [...]

How Do I Get My Credit Score?

Credit score Q&A: “How do I get my credit score?” If you’re curious where you stand credit score-wise, the best way to put the question to bed is by ordering a credit report. However, the free credit report offered by the government doesn’t actually contain a credit score – you only get a credit report, [...]

Credit Report vs Credit Score

All this credit stuff can get pretty complicated. But two things you should have a handle on are credit reports and credit scores. Each are important in their own right, and both are necessary to assess your overall standing as a consumer. While the pair certainly overlap, they are two entirely different things. Credit Reports [...]

Credit Score Repair Can Be a Reality

Tip! Learn About Credit And . For many people, a high credit score is just a dream. Past issues have left them with items on their credit reports that impact their overall credit score in a negative way. Some people are not aware of the possibility of credit score repair. Help is available. The Attorneys [...]

Credit Fixing Takes A Back Seat To Something Much More Important Than A Credit Score!

Credit Fixing is important! No question about it. One 3-digit credit score pretends to control your life…if you let it. As you (hopefully) already know, there’s a helluva lot more to life than a good credit score. Whatever you do, please don’t let a bad credit score get you down. You WILL restore your credit [...]

I closed a credit card, will paying it off raise my credit score?

I know NOW that closing a Credit card isn’t good for your score – so please don’t lecture me on that – but that is after I closed it unfortunately. I am close to paying it off, and I was wondering when I pay it off – will it help raise my score? Or am [...]